Why Rivermark?
Before you entrust an advisor with your financial future, you should first confirm that they are highly competent, committed to serving your best interests, and transparent in how they get paid.
CFP® Professional
For more than 30 years, CERTIFIED FINANCIAL PLANNER™ certification has been the standard of excellence for financial planners.
Fiduciary
We have a legal and ethical obligation to put your interests first and we take this responsibility very seriously.
Fee-Based
Transparent and flexible fee
structure with no hidden costs.
Who We Serve
T
he following are client profiles that we frequently work with.
New Parents
You're super excited about welcoming a baby, but you're also feeling some anxiety about the additional financial responsibilities that come with your new role as a parent.
Common Planning Topics:
- Determine life & disability insurance needs
- Learn about the importance of estate planning
- Initiate college savings
- Build a new budget
- Plan for home purchase
Immigrants
Work opportunities brought you to the U.S., but you still have family roots abroad. You're looking for guidance on managing your investments to set your family up for long-term success, including the possible scenario of returning to your home country.
Common Planning Topics:
- Explore real estate investment opportunities
- Increase education on investments and personal finance
- Cross-border planning
- Equity compensation strategy
Concentrated Equity
You have earned well, lived below your means, and accumulated significant savings. A long tenure at your employer has resulted in a large employer stock position. You recognize the risks of your current portfolio but you need guidance on how to diversify and the mitigate the taxes on your large unrealized gains.
Common Planning Topics:
- Diversify a concentrated employer stock position
- Invest a large cash balance
- Explore tax mitigation strategies
- Find financial “peace of mind”
Planning Services include:
Retirement Planning
Tax Planning
Equity Compensation Strategy
Education Planning
Investment Analysis & Strategies
Investment Management
Ron Guay, CFP®, EA, BPC
Welcome! I'm a CERTIFIED FINANCIAL PLANNER™ based in Sunnyvale, CA.
After spending the first 20 years of my career in corporate financial planning & analysis roles, I made the decision to leave a strong six-figure salary and Vice President title to pursue my passion for promoting financial wellness in the community while running my own business.
I launched Rivermark Wealth Management in early 2018 to make this vision a reality. We help our clients to reduce taxes, make smarter investment choices, and find financial peace of mind.
