Why Rivermark?
Fee-Only
We are compensated exclusively by the fees paid by our clients. No sales pitches, no commissions, and no third-party payments.
Fiduciary
We have a legal and ethical obligation to put your interests first and we take this responsibility very seriously.
Objective Advice
Managing your own money is difficult due to the role that emotions play. Having an objective voice by your side can help you to avoid costly mistakes.
Flexibility & Convenience
We operate as a virtual practice. We’ll meet via phone or video chat and we’re always available to our clients by email. We keep flexible hours so busy professionals can schedule us at their convenience.
Personal & Collaborative
You’ll work with a dedicated advisor so you have continuity and personalized service. We ask you to share your thoughts and opinions and to keep us informed as life happens.
As Needed or Ongoing
Whether you just have one or two financial issues you need help with or you need a professional to look at your total financial picture, we are here to help.
Who We Serve
We have chosen to focus on serving families in their 30’s & 40’s because we see a genuine need for competent financial advice and support in this phase of life. Below are some groups that we have designed our processes to serve. It’s not required that you fit in perfectly with one of them, but the more you associate yourself with these groups, the more likely our services are designed for you.
Dual Career Households
Dual Career Households
While your parent’s generation was more likely to have one breadwinner and one homemaker, today it is increasingly common that both have full-time careers, particularly in the Bay Area. This requires constant communication and coordination to manage the rest of your family’s to do list. By hiring us, what you're really "buying" is precious and limited time to spend on things important to you and the peace of mind that comes with knowing your financial affairs are in the hands of competent professionals.
Families with Young Children
Families with Young Children
The arrival of children is one of the greatest times in life. It is also a phase where your financial responsibilities greatly increase while the free time to deal with these tasks virtually disappears.
HENRY's
HENRY’s
This acronym stands for “High earners, not rich yet”. Perhaps it is today’s answer to YUPPIES (Young Urban Professionals) from a few decades ago. This is a common profile in the Bay Area due to the ultra high cost of living. Your career is growing and you are bringing home a solid paycheck, but you need some guidance to improve how you spend, save & invest.
DIY
DIY
You enjoy managing your finances and being involved, but perhaps the picture has become more complex and Google isn’t providing answers to your specific questions. Perhaps you just want a periodic “check up” by a pro to validate your approach.