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Confirmation bias impacts all of us without us really being aware of it. If you aren't allowing your views to be challenged by opposing opinions, how confident can you really be that you're making the best decisions with your money?

GE recently announced a pension "freeze" and a lump sum buyout offer to large segments of current and former employees. As longer life expectancy increases the cost of defined benefit plans, expect more companies to do the same. Read here to understand the risks and rewards of taking the lump sum or holding on to your pension benefits.